Auto City Used Car Blog

The Used Car Blog

We want consumers everywhere to feel confident about their ability to engage in the used car process on their own terms. We’re going to be posting articles about every aspect of buying used cars, from giving you tips on how to judge the condition of a used car to knowing your way around financing options to what you should look for when test driving a vehicle.

Is It Better to Finance a Car Through a Dealer or my Credit Union?

May 4th, 2019 by

When you’re shopping for your next used car, it’s all too easy to get totally wrapped up in finding the vehicle that’s right for you. Your search might begin online to narrow down options, and then you’ll visit various dealerships to check them out in person, take them out for test drives and so forth….


10 Common Mistakes First-Time Car Buyers Make (You’ll Want to Avoid These!)

January 27th, 2018 by

After the first car, many will buy several cars over the years, depending on how their lives change and how long their vehicles last. As anyone who’s bought a car can attest, being a first-time car buyer can seem daunting. First-time car buyers have a lot to think about, not just finding “the one,” but…


Bankruptcy: Making a Fresh Start with a Car Loan

March 25th, 2017 by

Getting a used car loan during or soon after a bankruptcy is actually a great way to start rebuilding your credit score – just make sure you make your payments on time. Waiting isn’t going to improve your credit, but obtaining credit and managing debt responsibly will help your credit recover. There are two major…


Advice for Used Car Shoppers with Bad Credit

March 15th, 2017 by

The good news is, there are many lenders out there who finance bad credit and want your business. You shouldn’t despair or fear that you will be stuck taking the city bus until you get good credit. In fact, far from the truth! Many lenders, in fact, have various kinds of bad credit auto loans…


How to Read a Used Car Finance Contract

December 17th, 2016 by

Financing a used car usually starts with a financing application and ends with a finance contract.  When it comes to knowing what you’re looking at when a finance contract for a used car loan is in front of you, many people don’t feel they know enough to really evaluate it. Below are all the major…


Where Should People with Great Credit Get Their Financing?

November 5th, 2016 by

At Auto City we work hard to provide financing for all. People who already have great credit sometimes wonder what route they should go for their financing. With so many options available to them based on their good credit, how do they sort out which ones are offering the very best terms? The different routes…


Auto Loans and Recent or Open Bankruptcy

September 23rd, 2016 by

You may be surprised to find out that even if you’ve recently declared bankruptcy, you can purchase a used car and finance it with a car loan as well. After all, you’ve probably heard about how a recent bankruptcy is a black mark on your credit report, right? While that may be true, there are…


Leasing versus Financing

September 10th, 2016 by

When it’s time for you to purchase a car, is it better to lease or finance? It depends on a wide array of factors and your own needs. Each option has its advantages and disadvantages that are summarized below: Leasing Pros: Typically involves a lower monthly payment than financing. Can often be obtained with little…


Where Should Auto Shoppers with Good Credit Get a Used Car Loan?

August 26th, 2016 by

Although most of what’s written about used car loans seems to be about addressing the concerns of customers with challenged credit, even customers with good credit have questions. When your credit score is great, where should you go to get a used car loan? Should you go to your bank? A credit union? A dealership?…


What to Expect if You Have Bad Credit When Applying for a Car Loan?

August 25th, 2016 by

People who have challenged or bad credit – and don’t worry, there are millions of people out there facing the same situation – often wonder what they can expect if they decide they want to purchase a used car and finance it with a used car loan. Having bad credit doesn’t automatically rule you out…


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400 North Johnson Ave El Cajon, CA

Phone: (619) 588-4349

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Phone: (619) 588-4349

400 North Johnson Ave El Cajon, CA

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Phone: (619) 588-4349

400 North Johnson Ave El Cajon, CA
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