Auto City does not arrange in-house financing, a term usually referred to “buy-here-pay-here” dealerships. We’ve partnered up with some of the best auto lenders and banks in the industry, including many names that you will recognize such as Wells Fargo, CapitalOne, Chase, Ally, California Republic Bank, and many more. And yes, these lenders do have programs for people with challenged credit and they do want your business! Additionally, we also work with a network of specialized lenders with a focus on customers with challenged credit. Regardless of your situation, chances are good we can find a program for you. Fill out a short financing application to get started!